Friday, August 1, 2025

Union Bank posts LKR 834 Mn Profit Before Taxes for 1H 2025

Union Bank of Colombo PLC has reported a Profit After Tax (PAT) of LKR 251 million for the first half of 2025 ending 30 June, marking a 247% increase compared to the same period in 2024. This robust profit growth was underpinned by continued expansion of the Bank’s balance sheet and strategic operational improvements.

Profit Before Tax (PBT) also rose by 58% to LKR 834 million, reflecting enhanced performance across core banking operations and increased contributions from subsidiaries.

The Bank’s net loans and advances exceeded LKR 100 billion during the period, representing a 24% year-to-date growth, with focused growth strategies in leasing and pawning portfolios. This expansion directly supported income growth and was complemented by higher loan volumes and trade-related activity, which drove a 25% increase in net fee and commission income.

Union Bank also recorded a net impairment reversal of LKR 23 million, attributed to improved credit quality and recovery efforts. While operating expenses rose in line with business growth and continued investment in strategic initiatives, total operating income increased by 8%, driven by higher non-interest income and operational efficiency. Customer deposits reached LKR 108 billion, supported by a higher CASA ratio of 28.3%, indicating improved deposit mix. The Bank maintained strong capital adequacy levels, with a Total Capital Adequacy Ratio (CAR) of 13.65% and a Tier I CAR of 12.64%, remaining well above regulatory thresholds.



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Hatton National Bank and Nucleus Software collaborate to enhance transaction banking experience with FinnAxia®

HNB PLC, one of Sri Lanka’s leading and most forward-looking financial institutions, has implemented FinnAxia®, the advanced Transaction Banking Suite from Nucleus Software, as part of a strategic initiative to strengthen its leadership in digital banking and meet the growing needs of its corporate and SME clients across Sri Lanka and around the globe.

In a highly competitive market where customer expectations are evolving rapidly, HNB recognized the need for a robust, scalable and integrated platform to deliver world-class, transaction banking services. The rollout of FinnAxia® marks a decisive move to future-proof HNB’s cash management business, deepen client relationships, and enhance revenue streams.

Strategic Business Impact and Objectives

Implementation of FinnAxia® enables HNB to:

Expand its transaction banking offerings through a seamlessly integrated global-standard suite.

Gain competitive edge without prolonged implementation cycles for corporate clients.

Attract and retain high-value clients by delivering personalized digital solutions.

Ensure frictionless onboarding of clients across Corporate, SME, and Institutional segments.

Optimise operational efficiency and minimize manual intervention to focus on strategic relationship management.

“We are reimagining our transaction banking strategy to not only retain our leadership position in the payments and cash management space but to significantly expand our presence in the SME and corporate banking segments,” said Damith Pallewatte, Managing Director & Chief Executive Officer, HNB. “FinnAxia® gives us the technology edge to offer a comprehensive, digital-first experience, enabling our customers to seamlessly manage their global payments, receivables, liquidity, supply chain finance and trade services through a unified platform.”

Since going live, HNB has already experienced a 10X increase in customer onboarding and a 6X jump in transaction volumes.

With this transformation, HNB is offering its corporate clients a sophisticated platform providing real-time dashboards, automated reconciliation, and enhanced cash visibility across global operations – giving treasuries the tools to make informed decisions.

“At Nucleus Software, we believe that the future of transaction banking lies in a modular, intelligent platform—one that is agile, deeply integrated, and purpose-built to scale with dynamic business ecosystems,” said Vishnu R. Dusad, Managing Director & Co-Founder, Nucleus Software. “Our partnership with HNB reflects a shared ambition—to redefine digital transaction banking in Sri Lanka. With FinnAxia®, we are not just delivering technology, but building a competitive advantage.”

FinnAxia®, an advanced, modular transaction banking platform from Nucleus Software, provides a clear value proposition – to enable HNB Bank to operate with precision, create compelling client experiences, increase revenue potential, and control risk proactively.

About HNB

With 254 customer centers, HNB stands as one of Sri Lanka’s largest and most technologically innovative private sector banks. Most recently, the bank was recognized as the Best Retail Bank in Sri Lanka for the 15th year at the Asian Banker Global Excellence in Retail Financial Services Awards 2024.

HNB was also recognized as ‘The Best Bank – Sri Lanka’ at the second Emerging Asia Banking Conclave and Awards, organized by the Indian Chamber of Commerce (ICC). HNB’s accolades in 2024 also include recognition at the Euromoney Awards for Excellence, where it was named Best Bank in Sri Lanka and Best SMEs Bank in Sri Lanka.

HNB was ranked the Number 1 Company in Sri Lanka by Business Today in its Top 40 Businesses ranking for 2023-24. HNB was recognized as one of the Top 25 Corporates at the LMD Awards which was held honouring 25 most awarded Sri Lankan Corporates.

About Nucleus Software

Nucleus Software Exports Ltd. Is a publicly traded (BSE: 531209, NSE: NUCLEUS), software product company that provides lending and transaction banking products to global financial leaders.

Nucleus Software delivers disruptive Fintech Solutions to 200+ Banks and Financial Institutions across 50 countries supporting Retail Lending, Corporate & SME Finance, Islamic Finance, Automotive Finance, Captive Automotive Finance, Cash Management, Mobile & Internet Banking, Transaction Banking and more. Our solutions manage $15+ trillion value of yearly transactions, with over 26 million transactions each day through our globally integrated transaction banking platform. Our lending platform manages $1.2 trillion value of loans globally, while enabling 500,000+ users to log in daily.



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LPL 2025 set for November-December return, SLC set to add sixth franchise

The Lanka Premier League (LPL) 2025 will be held from November 27 to December 23. Now in its sixth edition, the tournament will take place across three venues – Colombo, Kandy and Dambulla.

This will be the fourth time in six years that the LPL is scheduled for the November-December window rather than its preferred July-August slot. The last two seasons took place during July and August, however this year, with the 2026 T20 World Cup set to begin in February, Sri Lanka Cricket (SLC) felt the later window better suited their needs.

“The idea to conduct the LPL during this time frame is aimed at aligning the tournament with the ICC men’s T20 World Cup 2026,” LPL tournament director Samantha Dodanwela said.

ESPNcricinfo also learnt that talks are underway to incorporate a sixth team into the tournament. The first five editions saw five teams representing Colombo, Galle, Kandy, Dambulla and Jaffna compete.

“Potential owners for a sixth team are currently being vetted,” Dodanwela confirmed.

The inclusion of a sixth team has long been discussed, though SLC’s cautious approach to introducing new ownership might be understandable. The LPL has struggled with long-term franchise ownership over the years.

Earlier this year, Jaffna Kings – formerly the longest-standing franchise, having joined in the tournament’s second edition – and Colombo Strikers were terminated by SLC for “failure to uphold contractual obligations.” As a result, the LPL currently has no franchise owners with a history stretching back beyond 2024. New owners for both the Jaffna and Colombo teams are yet to be announced.

Dodanwela also elaborated on SLC’s desire to curate more batting-friendly surfaces, with a view to better prepare players for the kind of wickets they are likely to play on during the T20 World Cup, which will be co-hosted by India and Sri Lanka.

“We were quite happy with the wickets during the last edition, particularly in Dambulla and Kandy,” Dodanwela noted. “We saw lots of high scores and even some centuries during that portion of the tournament. It was only in Colombo where batting was a little harder.”

Backing up Dodanwela’s assessment is the fact that the pitches at the R Premadasa Stadium are currently in the process of being relaid. Several national players, such as Charith Asalanka and Dhananjaya de Silva, also recently voiced the need for more batting-friendly surfaces. (Cricinfo)



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Sydney Sweeney Nazi row might seem bizarre – but it's actually a good thing



Once you've stopped scratching your head in confusion you'll be able to see the positives.

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Thursday, July 31, 2025

Third Japan-Sri Lanka Policy Dialogue takes up whole range of issues 

The third Japan–Sri Lanka Policy Dialogue concluded on Wednesday serving as a constructive platform for strengthening ties, the Ministry of Foreign Affairs, Foreign Employment and Tourism said yesterday.

It said: The 3rd Japan–Sri Lanka Policy Dialogue was held on 30 July in Colombo at the Ministry of Foreign Affairs, Foreign Employment & Tourism. The Dialogue served as a constructive platform for the two countries to exchange views on foreign policy matters and a wide range of bilateral issues, paving the way for enhanced cooperation.

Discussions focused on strengthening economic cooperation, with particular emphasis on shared interests in trade and investment. Sri Lanka briefed the Japanese side on its current economic situation and ongoing efforts towards debt sustainability, while conveying deep appreciation for Japan’s significant role as Co-Chair of the Official Creditor Committee (OCC).

The Dialogue also underscored the value of Japanese Official Development Assistance (ODA) and its substantial contribution to Sri Lanka’s socio-economic development. Given that over 63,000 Sri Lankans currently reside in Japan, the two sides addressed key issues related to labour migration, exploring pathways for sustainable and mutually beneficial migration frameworks.

Emphasise was also placed on deepening defence and security sector cooperation, between the two countries.

The dialogue was co-chaired by Sashikala Premawardhane, Additional Secretary for Bilateral Political Affairs (East) of the Ministry of Foreign Affairs, Foreign Employment and Tourism of Sri Lanka, and Miyamoto Shingo, Director General of the Southeast and Southwest Asian Affairs Department and Assistant Minister of the Ministry of Foreign Affairs of Japan.



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Artificial Intelligence (AI) for Schoolers, Undergraduates, Postgraduates and Professionals: A critical appraisal

Progressive development of the human brain, a marvel of evolution, underpins our intelligence. Over millions of years, driven by many factors, the capabilities of the human brain have expanded significantly, particularly in the frontal areas and the prefrontal cortex. It facilitated advanced intellectual abilities like abstract thought, language, and problem-solving, setting humans apart and enabling unprecedented levels of learning and cultural variability. In human communication, the development of languages, which are symbolic expressions of thought, has revolutionised the ability of humans to interconnect with each other in a very meaningful way.

From early childhood to adulthood, human intelligence undergoes continuous development, influenced by both genetic predisposition and environmental factors. In infancy, and perhaps also for the first couple of years, intelligence is largely sensorimotor, with babies learning through direct interaction with their environment and developing object permanence. As children progress into the preoperational stage of about 2 to 7 years, symbolic thought and language emerge, though logical reasoning is still developing. The concrete operational stage of 7 to 11years brings logical thought for concrete situations, allowing children to grasp concepts like conservation. Finally, in the formal operational stage of age 12 and over and throughout adulthood, abstract thinking, hypothetical reasoning, and systematic problem-solving become prominent. While fluid intelligence, like problem-solving, may peak in early adulthood, crystallised intelligence, like knowledge and vocabulary, continues to grow well into middle age, demonstrating that intellectual development is a lifelong process.

Now, enter Artificial Intelligence (AI) into this narrative. It represents the next frontier in mimicking and augmenting human capabilities. It is a broad field of computer science dedicated to creating machines that can perform tasks traditionally requiring human intelligence. This includes everything from understanding natural language, recognising patterns in images, to complex decision-making and problem-solving.

At its core, AI aims to replicate cognitive functions like learning, reasoning, perception, and creativity. Unlike traditional programming, where every step is explicitly coded, many AI systems, particularly those relying on machine learning and deep learning, are designed to study vast amounts of data. They identify intricate patterns and relationships that even humans might miss sometimes, and AI continually refines its performance without explicit reprogramming.

The ultimate goal of AI research and development is General AI, which would possess human-level intelligence across a wide range of tasks, including abstract reasoning, common sense, and emotional understanding. While it is still largely theoretical, progress in areas like generative AI, like large language models that can create human-like text or images, points towards the potential for more sophisticated AI systems in the future.

The applications of AI are already pervasive, transforming industries from healthcare and finance to manufacturing and entertainment. AI-powered tools assist in medical diagnoses, optimise supply chains, personalise online experiences, and drive autonomous vehicles. As AI continues to evolve, it promises to further enhance human productivity and capabilities, paving the way for a future where humans and intelligent machines collaborate to tackle increasingly complex challenges.

It is ever so important to critically assess some aspects of the usage of AI by school students, undergraduates, postgraduates and qualified professionals. There is increasing evidence that students who are still in school are becoming overly dependent on AI. The worst scenario is where they use chatbots like ChatGPT and Gemini, just to name two, with Large Language Model (LLM) capabilities to do all the school academic work for them. Not to be left behind, it seems to be spreading to adult students in universities and professionals as well.

ChatGPT is a chatbot (abbreviation of ‘Chatting Robots’) interface developed by OpenAI that is powered by their Generative Pre-trained Transformer (GPT) series of LLMs. So, while ChatGPT itself is the conversational AI application, the “brain” behind it, the part that understands your queries and generates human-like text responses, is an LLM, such as GPT-3.5, GPT-4, or GPT-4o.

Gemini is Google’s family of Large Language Models (LLMs). When you interact with the Gemini chatbot, you are interacting with an application that uses an underlying Gemini LLM. Gemini is also a multimodal AI model, meaning it can process and understand different types of data beyond just text, such as images, audio, and video.

Additional use of AI-powered writing assistants such as Grammarly and Jenni AI does help in all kinds of writing. The great advantage of these is that they detect and point out language errors, and suggest suitable alternatives without autocorrecting what is already written. Then it becomes a very valuable learning experience for he user.

What we should consider is whether there is evidence to suggest that excessive use of AI and almost total dependence on AI in school and university work, which used to involve intensive studying, exercise of memory and working out things, is interfering detrimentally with proper learning and development of academic capabilities? Is it also likely to produce a generation that cannot do much without AI?

This has become one of the most significant and debated topics in education right now. There is indeed a growing body of evidence and widespread concern that excessive and uncritical dependence on AI in school and university work is detrimentally interfering with proper learning and the development of academic capabilities.

When students use AI to generate answers, summarise texts, or solve problems, they bypass the mental effort required for these tasks. This “cognitive offloading” prevents them from developing the neural pathways and cognitive strategies necessary for critical analysis, synthesis, and independent problem-solving. AI can provide correct answers, but it doesn’t ensure the student understands why that answer is correct or the underlying principles. This superficial learning makes it harder to apply knowledge to new, complex situations. Research studies indicate that reliance on AI chatbots can impair the development of critical thinking, memory, and language skills. Participants who used chatbots showed reduced brain connectivity and lower theta brainwaves (associated with learning and memory). A staggering 83% struggled to recall accurate quotes from their AI-generated work, compared to only 10% in non-AI groups.

The act of actively studying, reviewing, and trying to recall information strengthens memory. If AI provides instant answers, students do not engage in this effortful retrieval, leading to weaker long-term memory formation. This is an extension of the “Google Effect,” where people are less likely to remember information, which they know they can easily look up. With AI, this effect is magnified as AI can process and present information in highly structured ways, further reducing the need for personal recall.

While AI can “generate” text, it does so by mimicking patterns in its training data. True creativity often involves novel connections, imaginative leaps, and thinking outside existing patterns; skills that are not exercised when simply prompting AI. The average or most common response is provided by AI, rather than insightful or in-depth ones. This can lead to a homogenization of thought and a decrease in truly original student work.

While AI can correct grammar and improve flow, over-reliance on it for drafting entire essays can prevent students from developing their characteristic voice, sentence structure mastery, and the ability to construct complex arguments logically and persuasively from scratch. If AI can instantly summarise research or find specific facts, students may not develop the diligence and discernment needed to evaluate sources, cross-reference information, or explore topics in depth.

The ease of generating content makes cheating and plagiarism more accessible and harder to detect, undermining academic integrity. Studies show significant percentages of students admitting to using AI for assignments in ways that constitute cheating.

Will it produce a generation that cannot do much without AI?

An equally serious concern is whether continued trends of excessive reliance could lead to a generation that struggles with tasks requiring the ability to analyse problems, identify assumptions, evaluate evidence, and form reasoned judgments without immediate AI input. Will that future generation lack the capacity to break down complex issues, brainstorm solutions, and execute strategies based on their own knowledge and reasoning? Will it lead to a breed of humans with a diminished ability to retrieve and synthesise information from their own minds, leading to a constant need for external tools? Will they have a significantly reduced capacity for generating novel ideas, arguments, or artistic expressions? Will they be quite uncomfortable in grappling with ill-defined problems or information gaps, as AI often provides a seemingly complete, albeit sometimes inaccurate, answer?

What we are trying to say is that AI is NOT inherently bad, but rather, misuse or overuse of it in developmental stages can stunt fundamental cognitive growth.

The Way Forward is Augmentation; Not Replacement

The consensus among educators and professionals is that AI should be viewed as a powerful tool for the enhancement of human intelligence, and not a replacement for fundamental human learning and skills development. It must be used to support rather than substitute human decision-making, cognition, and enhancement of higher functions of the brain. Education needs to adapt by taking firm steps to equip students with the knowledge of how AI works, its capabilities, its limitations, and its ethical implications. It needs to move away from tasks easily completed by AI, towards assignments that require critical thinking, creativity, synthesis of diverse sources, and the application of knowledge in complex, real-world scenarios.

We will need to prioritise and explicitly teach “human-centric” skills like critical thinking, creativity, emotional intelligence, communication, collaboration, and ethical reasoning, which AI cannot replicate. We should go that extra mile to encourage students to use AI outputs as a starting point, but always to verify, critique, and improve upon them with their own intellect. Young people would need to recognise that the world will continue to change rapidly and individuals will need to continuously adapt and learn new skills, even with AI being present. AI should not be the be-all and end-all of everything in this world.

Finally, and in summary, the evidence points to a clear risk that unbridled and excessive AI dependence can undermine core academic capabilities. The challenge for educators and institutions is to harness AI’s benefits while safeguarding and cultivating the uniquely human intellectual and social skills essential for a competent and adaptable future workforce.

This author, even at his current age of three score and ten plus years, uses AI quite a lot. Yet for all that, its usage is carefully employed to get information, opinions and suggestions. He double-checks the information provided by AI to ensure the veracity of the material. Even after collating all details and information, the writing is done using human intelligence to virtually “humanise” the end product and then embellished by correcting the faults in the language, if any, as pointed out by writing assistants. An amalgamation of all these endeavours seems to be the way to go, to enable us to make the most of a valuable treasure trove.



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Wednesday, July 30, 2025

Reflections on a journey towards positive ageing – Part II

(Continued from yesterday)

Appreciation is a means by which an individual articulates his or her sentiments towards another for a commendable quality inherent in that individual. The act of appreciating another often emerges as a spontaneous response to what one deems worthy of acknowledgment. Moments of appreciation wield a profound influence on the positive aging process. Individuals express their admiration for talents, expertise, achievements, philanthropy, and other virtues through various forms of praise, rewards, and the accommodation of differing perspectives, contingent upon specific circumstances.

Ponder for a moment the myriad reasons for which we ought to express gratitude and appreciation for the intricate ecosystem—the sun, the moon, the air we breathe, the water sources and the diverse flora and fauna that flourish in nature, all of which sustain our very existence. A person with an optimistic outlook on life cultivates qualities that serve as vital sustenance for a fulfilling existence.

Social support

Helps one to lift his/her spirit. We are social animals and together live in this life. If we help each other as we age, we can experience joy rather than suffering. This is the power of us. Life can be wonderful in our senior years if we have a support network. Together we can make a difference. Nobody lives in isolation; life is a group outing.

Social neuroscience researcher Matthew Lieberman and psychologist Pamela Rutledge are among those who argue that the heart of our needs is not food, shelter, and warmth, as with Maslow’s model of needs but social bonds, social connections, and collaboration. Imagine Maslow’s pyramid as a wheel instead, with connection at the centre of it stresses the importance of social connections above other needs. It is argued that Maslow’s hierarchy of needs doesn’t give enough credit to the role of social connection. The author argues that Maslow’s hierarchy of needs while useful overlooks the importance of social connection.

The most important thing for happiness and contentment of the elderly is for them to be able to feel like they are not alone – they don’t want to feel like they are just a number – the need to feel like they belong. You can accomplish this by treating them like they are special and by telling them each time you see them how nice they look. Tell them that they are looking very healthy-sometimes that can make them feel better. Let the elders realize that aging itself is a pride. Changes in appearances such as wrinkles,eye spots, loss of hair etc.are badges of honour and symbolic of wisdom and maturity. Then talk to them about things that THEY want to talk about. NOT the things that I want to talk about. Let them know you care! It doesn’t always matter who gives them caring attention. It’s just important that they are getting the loving care and attention.

(Family Caregivers Joan By Lunden and Amy Newmark)

Ageing Rooms

David Alan Lereah author of Power of Positive Aging posits that our quality of life will be determined not by our stage of aging or by our physical or mental limitations but by our choice of aging “rooms”. viz.

*  The Positive Aging Room

*  The Practical Aging Room

*  God’s Waiting Room

The Positive Ageing Room

Should be like your living room where life happens. You go to rest, watch TV. Positive aging means the right attitude about growing old. It is about maintaining a healthy lifestyle and staying engaged fully in life even as you experience physical and mental decline, so you don’t lose a sense of control over your own life. People in the positive aging room has the right attitude about growing old. They realize that aging can be a magnificent reality if you appreciate every moment of life. People with a positive mindset become more spiritual.

Practical Ageing Room

Very much like your own kitchen. You spend your time there because you need to keep yourself fed, but it’s not where you want to get trapped all day. There will be in your aging journey that require visits to the Positive Ageing Room, but you don’t want to get stuck there and never make to the positive aging room.

Most of us in varying degrees take a practical approach towards aging. We have not fully committed to embracing positivity but are hopeful that we will grow old gracefully.

God’s Waiting Room

Those in the God’s waiting room do not embrace the power of positive aging nor do they grow too old gracefully. They simply wait and wait for their name to be called waiting to leave this life. They show little energy or interest in the world around them. Unusually indifferent to about their life.

Benefits of ageing

A 2019 study on positive thinking (a key element of positive aging), states that positive thinking can result in a 11-15% a longer life span and a stronger likelihood of living to age 85 or older. The effect remained after other factors such as age, gender, income, depression, and health status were controlled. Practice of positive aging is destined to enhance quality of life for everyone facing the marks of aging- whether it is a life-threatening disease like cancer or a disease that lowers quality of life like arthritis and diabetes or a mark of mental decline like dementia or a mark of physical decline like morbidity or hearing loss. Notably enhanced physical, mental, emotional, and spiritual health. Senior citizens with positive self-perception of aging lives 7.5 years longer than those with negative self-perception of aging.

Individuals practising positive aging will also likely become.

More proactive about health

More resilient to illness, enjoy improved immunity.

Less stressed out and reducing their likelihood of developing chronic disorders

More in touch with their spirit

Practitioners of a healthy lifestyle

More energetic

(More important of all, they will experience greater happiness and joy)

Conclusion

Ageing is a lifelong journey characterized by both physical and cognitive decline. The inevitabilities of ailments, discomfort, and anxiety represent some of the formidable challenges encountered during one’s later years. However, with a mindset imbued with resilience and fortitude, individuals can surmount these unforeseen adversities, enabling them to navigate the aging process with grace and success.

Positive aging requires fulfillment of a healthy living- physical, social, and spiritual well-being. Positive aging is also nurtured by acceptance of the inevitability, adapting to both good and bad events, appreciating universal beauty with the right attitude. Power of positive aging is limitless. Positive aging and healthy aging are related but are distinct concepts.

Aging commences not in the twilight years, but rather in one’s twenties. Our faculties reach their zenith around the age of thirty, yet the ramifications of aging on our existence are not fully apprehended until we attain our fifties. It is only as we advance in years that the notions of mortality and finality begin to infiltrate our consciousness. Seven fundamental components are identified as vital underpinnings for successful and affirmative aging. David Alan Lereach posits three critical dimensions of aging that dictate our quality of life, independent of our chronological stage of aging.

Most importantly, a robust social network that connects the elderly with their family and friends should be the focal point that facilitates their engagement in a positive aging process. The social network theory articulated by Pamela B Rutledge aptly underscores the significance of social connections in fostering positive aging.

Older individuals require a sense of relevance, respect, and utility to lead lives imbued with meaning and dignity. Dignity is defined as “acknowledging the intrinsic worth of each person and engaging with one another on a personal level.” Embracing positive aging significantly enhances one’s happiness, allowing for a richer and more fulfilling existence in one’s senior years. From a spiritual standpoint, this phase represents the commencement of a new journey—one that is both invigorating and deeply satisfying.

Excerpted from:

The Power of Positive Aging: Effectively Navigating the Challenges of Aging 2020; David Alan Lereah, PhD

References

C. Robert Cloninger, Ihsan Salloum, Juan E. Mezzich: The Dynamic Origins of Positive Health and Well-Being.

Llora Bar-Tur: Fostering Well-Being in the Elderly: Translating Theories on Positive Aging.

John C. Cavanaugh: Adult Development and Aging, 7th Edition.

Inta Susanti, Gloyra Riana Latuperissa et al. (2020): The Factors Associated with Successful Aging in the Elderly; A Systematic Review.

Factors Associated with the Successful Aging of the Socially Active Elderly in the Metropolitan Area of Porto Alegre: Brazilian Journal of Psychiatry; August 2004

https://www.psychologytoday.com>positively-media – Social Networks; What Maslow Misses, Psychology Today, November 2011

(The writer holds a BA degree, Diploma in Social work (Sri Lanka) and Masters in Public Health, School of Public Health, University of Hawaii USA. He was a Former Senior Tutor Public Health, National Institute of Health Sciences, Kalutara, Social Science Officer National Water Supply & Drainage Board, Consultant to DANIDA & FINNIDA on Water & Sanitation, Social Development Consultant National Institute of Plantation Management, Sociologist European Union Funded Agriculture Productivity Village Development y Project, NGO Coordinator IFAD Funded North Western Province Dry Zone Development Project. Experience in working as an After-hour Interne at the Makua Ali Senior Citizen Housing Project Honolulu, Hawaii from January thru December 1983 during his Masters programme in 1982-1983 and research experience in social science, public health , reproductive health and heath promotion.)

by A. K. Seneviratne
A Former Senior Tutor,
Pubic Health,
NIHS, Kalutara



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